Trade Finance

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Trade Finance

Empowering Your Dreams with Flexible Trade Financing Solutions

At Balboa Bank & Trust, we understand that international trade can be complex and requires efficient financial solutions to minimize risks, manage working capital, and ensure smooth transactions. Our Trade Finance services are designed to help your business navigate the global marketplace with confidence, offering secure, reliable, and cost-effective solutions to meet your trading needs.

Whether you're an importer or exporter, we provide the support you need to facilitate cross-border transactions, manage currency risk, and ensure timely payments.

Trade Finance

Our Trade Finance Solutions:

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Letters of Credit (LC)

A Letter of Credit is a financial instrument that guarantees payment to the seller upon the fulfillment of agreed terms and conditions. It’s a secure way to protect both buyers and sellers in international transactions.

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Trade Credit Insurance

Protect your business against the risk of non-payment by insuring your trade receivables. Trade Credit Insurance covers the risk of customer insolvency or default, helping you safeguard your business’s cash flow and reduce bad debt exposure.

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Export Financing

Get the funding you need to fulfill international orders with export financing. We offer flexible financing solutions that help you manage production costs, bridge working capital gaps, and support your international growth.

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Import Financing

Secure funding for purchasing goods and services from international suppliers. Our import financing solutions provide the necessary cash flow to settle import bills, ensuring timely payments and smooth transactions.

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Documentary Collections

A more cost-effective alternative to letters of credit, documentary collections ensure that your export transactions are conducted securely. We act as an intermediary to collect payment for goods shipped, ensuring that payment is made before releasing documents.

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Trade Term Loans

Access short-term financing tailored to support the seasonal or cyclical needs of your international business. Our trade term loans provide working capital to bridge the gap between purchasing goods and receiving payments from buyers.

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Supply Chain Financing

Optimize your working capital by offering flexible payment terms to your suppliers, or get early payment options for your receivables. Our supply chain financing solutions streamline payments across your supply chain, benefiting both you and your partners.

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Foreign Exchange (FX) Solutions

Mitigate the risk of currency fluctuations with our foreign exchange services. We offer competitive rates and hedging tools to protect your business from currency risk, whether you're making or receiving international payments.

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Trade Risk Management

Our risk management services help you assess, mitigate, and manage risks related to international trade, including political, economic, and credit risks, ensuring that your business can trade securely across borders.